Left to spend from day 1
From the first day of the month, Plio projects your end-of-month balance by combining actual transactions, recurring items and estimates.
100% free · No data resale
Take control of your personal finances
Anticipate your transactions, set your limits, and customize your categories with the fastest input on the market. All for free.
Web PWA Android iOS · Coming soon
100% free app, your data is never sold.
Features
Plan your budget, month after month
Recurring items, estimates, limits and analytics: Plio works out what's left to spend from the very first day of the month.
Monthly & yearly recurring
Rent, salary, subscriptions, annual insurance: set them up once and Plio places them on the right date and includes them in your forecast.
Estimates for variable spending
Groceries, fuel, outings: set a monthly estimate per category and see at a glance what's been spent and what's left.
Due-date reminders
A notification lets you know the day a recurring transaction needs recording, so you can confirm it in one tap.
Category limits
Set a cap per category: the bar turns orange as you get close and red when you go over.
Past & future analytics
Expense breakdown, budget flow and balance evolution, both actual and projected for the months ahead.
Preview
A clear, fast and pleasant app to use
Screens designed for readability: understand your budget at a glance, on mobile and on the web.
What's left to spend, known from day 1
From your recurring items and estimates.
Monthly or yearly, it's all planned
Set up your recurring items just once.
No fixed date? Just estimate it
Groceries, fuel, outings… all tracked.
Never miss a due date
Rent, bills: Plio reminds you.
Set your limits, stay in control
Spot overspending before it happens.
Finally see where your money goes
Clear charts for smarter decisions.
Analyze the past, anticipate the future
Where it went, and what's still to come.
Trust & privacy
Your money. Your data. No compromises.
100% free
Enjoy all Plio features at no cost for 14 days. No credit card required. Then, continue to enjoy the essentials for free, or opt for a low-cost subscription for advanced features.
No data resale
We never sell or rent your data. You can delete your account and erase everything immediately.
Secure bank connection
With Open Banking (PSD2), Plio never has access to your banking credentials.
Open Banking Coming soon
Connect your banks securely
Automatically import your bank transactions via Enable Banking, regulated by FIN-FSA and PSD2-compliant.
- 14 European countries supported, with institution search by country
- Automatic transaction import with period selection
- Smart auto-categorization: 150+ pre-configured merchant keywords
- Customizable matching rules (keyword → category)
- Automatic deduplication between manual entry and bank import
Security by design
Plio never has access to your banking credentials (PSD2 model). RSA keys are stored in Firebase Secret Manager.
14 European countries supported
FranceBelgiumGermanySpainItalyNetherlandsPortugalLuxembourgSwitzerlandUnited KingdomAustriaIrelandFinlandSweden
Enable BankingFIN-FSA · PSD2
FAQ
Frequently asked questions
Is Plio really free?
Yes. Plio is 100% free with no data resale. The app may eventually introduce a low-cost subscription in the future for advanced features, but your data will never be sold.
Is my data safe?
Your data belongs to you. We neither sell nor rent it. Once implemented, the bank connection via Open Banking (PSD2) will ensure that Plio never has access to your banking credentials.
How do I delete my account?
From the settings, select 'Delete my account'. All your data will be erased immediately.
Does Plio work offline?
Yes. Plio works offline once added to your home screen. As soon as you regain an internet connection, your data is synchronized automatically.
What devices does it work on?
Everywhere. Plio is available in the browser (and installable via the browser on phones, tablets, and computers), on Android via Google Play, and soon on iOS via the App Store.
How can I contact the Plio team?
You can write to us at [email protected]
Ready to take control of your money?
Plio is 100% free, with no hidden fees. Open the app and get started.